Attention homeowners in Stevensville and Queen Annes County: Get an Appraisal today!Here are the top seven reasons Maryland homeowners order from Erin Wallace Appraisal Service:
We at Erin Wallace Appraisal Service understand the special needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Erin Wallace Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other houses close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal from Erin Wallace Appraisal Service is your best weapon when challenging your property tax assessment.Appraisals to remove PMIA popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Erin Wallace Appraisal Service is experienced in helping customers just like you dismiss unwanted PMI insurance.Was your HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Erin Wallace Appraisal Service can provide you with an expert appraisal that will help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home. |
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